Hoppa över extra försäkring när du köper hemelektronik. Konsumentköplagen och hemförsäkringen täcker lika bra.
Var tredje konsument som köper hemelektronik eller vitvaror tecknar en extraförsäkring. Men för många är försäkringen helt onödig.
Köpte du en reseförsäkring när du bokade resan? Helt onödigt - om du betalat för reseskydd i din hemförsäkring.
Brukar du checka in dyra föremål som golfklubbor eller musikinstrument på flyget? Då är det bra att känna till att flygbolagens skadeståndsansvar är begränsat om bagaget skadas eller tappas bort.
Om olyckan skulle vara framme känns det tryggt att ha en försäkring. Men många försäkringar som säljare försöker få oss att köpa, kan vi egenlitgen klara oss utan.
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